This creamy white chicken chili brings a little heat to family dinner night—with gooey cream cheese, spicy jalapeños, and tender chicken all bubbling together in one comforting pot. It strikes the perfect balance between rich indulgence and lively flavor, making it a go-to when everyone’s craving warmth without holding back.

Why I Love This Recipe
I love this recipe because it satisfies both comfort-food lovers and spice seekers in one bowl. Growing up, I always added extra jalapeños to standard white chili—but this version takes it further with a creamy base that soothes the heat. It’s bold without being overwhelming, built in one pot, and hits that cozy spot every time. It’s what I reach for when I need family level comfort with a flavorful punch.
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Family Favorite Creamy White Chicken Chili with a Spicy Kick
- Total Time: 30 minutes
- Yield: 4 servings
Description
Creamy white chicken chili with a spicy kick from jalapeños, cayenne, and melty cream cheese. This family-favorite is cozy, bold, and made in one pot.
Ingredients
1 tablespoon olive oil
1 medium onion, diced
3 garlic cloves, minced
2–3 jalapeños, seeded and diced
1 lb cooked chicken, shredded
2 (15 oz) cans white beans, drained and rinsed
4 oz cream cheese, cubed
2 cups chicken broth
1 teaspoon ground cumin
1/4 teaspoon cayenne pepper (optional)
Salt and black pepper, to taste
Shredded cheese, sour cream, or avocado slices for garnish
Instructions
1. In a Dutch oven, heat olive oil over medium heat. Sauté onion, garlic, and jalapeños until fragrant.
2. Add chicken, beans, cumin, cayenne, salt, and pepper. Stir and cook for 2 minutes.
3. Pour in chicken broth and simmer for 15 minutes, stirring occasionally.
4. Reduce heat to low. Add cream cheese cubes and stir until fully melted and creamy.
5. Taste, adjust seasoning, and serve with desired toppings.
Notes
Remove jalapeño seeds to tone down spice for kids.
For extra heat, leave some seeds or increase cayenne.
This recipe works well with rotisserie chicken or leftover roasted chicken.
- Prep Time: 10 minutes
- Cook Time: 20 minutes
- Category: Dinner
- Method: Stovetop
- Cuisine: American
Nutrition
- Serving Size: 1 bowl
- Calories: 400
- Sugar: 3g
- Sodium: 570mg
- Fat: 18g
- Saturated Fat: 8g
- Unsaturated Fat: 7g
- Trans Fat: 0g
- Carbohydrates: 30g
- Fiber: 6g
- Protein: 28g
- Cholesterol: 85mg
Keywords: spicy white chicken chili, creamy chicken chili, family chili recipe
All the Ingredients You’ll Need
- 1 tablespoon olive oil
- 1 medium onion, diced
- 3 garlic cloves, minced
- 2–3 jalapeños, seeded and diced (adjust amount for heat)
- 1 lb cooked chicken, shredded (rotisserie works great)
- 2 (15 oz) cans white beans, drained and rinsed
- 4 oz cream cheese, cubed
- 2 cups chicken broth
- 1 teaspoon ground cumin
- ¼ teaspoon cayenne pepper (optional for extra spice)
- Salt and black pepper, to taste
- Shredded cheese, sour cream, or avocado slices, for garnish
Step‑by‑Step Instructions

- Heat olive oil over medium in a Dutch oven. Add onion, garlic, and jalapeños—sauté for 5 minutes until fragrant.
- Stir in chicken, white beans, cumin, cayenne (if using), salt, and pepper. Cook for another 2 minutes.
- Pour in chicken broth and bring to a simmer. Let it bubble gently for 10–15 minutes, stirring occasionally.
- Reduce heat to low. Add cream cheese cubes, stirring until completely melted and blended in—this makes it luxuriously creamy.
- Adjust seasoning as needed. Serve with shredded cheese, a swirl of sour cream, or avocado for contrast.
Serving Suggestions & Variations
Want to mix it up? Try adding diced green chiles or a handful of corn for added texture. If you’re after a hands-off approach, the Easy Crockpot White Chicken Chili – Dump & Go handles this in the slow cooker. Prefer a quick stovetop version with no cream cheese? The basic, hearty flavor is similar to the Quick Hearty White Chicken Chili. And for a variation that’s even more indulgent, check out our Creamy White Chicken Chili with Cream Cheese, which offers alternative creamy texture and flavor depth.
What Makes This Recipe Great for Families
This chili checks all the boxes—kid-friendly spice that doesn’t overpower, creamy texture that keeps it approachable, and simple prep that fits into busy weeknights. The heat level can be easily dialed up or down by adjusting jalapeños and cayenne. It’s also versatile—add veggies, swap beans, or go turkey if you prefer. For more nutritious family dinners, you might enjoy our The Best White Bean Chicken Chili, which focuses on wholesome bean-forward flavor.
Storage & Leftover Tips
Let chili cool completely before refrigerating in airtight containers; it will keep outstanding quality for up to 4 days. Freeze in meal-sized portions for quick weeknight dinners—reheat on the stovetop with added broth to restore creaminess. Leftovers often taste even better as flavors deepen overnight.
Frequently Asked Questions
Can I make this vegetarian?
You can—replace chicken and broth with cubed potatoes and vegetable broth, and use dairy-free cream cheese if needed.
Will the cream cheese separate?
It’s best to stir it in off-heat and whisk well. Adding a splash of milk can help smooth it if needed.
How do I control the spice?
If kids are sensitive, remove seeds from jalapeños and omit cayenne—those two controls reduce heat significantly while keeping flavor.
Related Recipes to Explore
- Creamy White Chicken Chili with Cream Cheese – even richer, indulgent flavor.
- Quick Hearty White Chicken Chili – quick stovetop version.
- The Best White Bean Chicken Chili – tried-and-true bean-forward classic.
- Easy Crockpot White Chicken Chili – Dump & Go – low-effort convenience.
Conclusion
Whether your family loves spicy, creamy comfort or you’re cooking for picky eaters and heat-seekers at once, this chili delivers both warmth and flavor in one satisfying pot. Effortless to make, easy to customize, and plenty hearty for all—this recipe truly earns its place as a family favorite with a spicy kick.